A stern warning about PAYPAL.

If you decide to bypass the offical channels of depositing and withdrawing money in PE with paypal, you need to read this and understand the possible risks.

  1. Paypal’s intangible good policies.

Paypal has very little protections associated for people selling intangible goods. Meaning a non-physical item, digital. There is no evidence that the item was delivered or not, therefore paypal usually sides with the buyer in such cases. If a buyer was to buy from you and they filled out the forms properly to indicate it is a payment for an item. Then the user takes delivery of the peds, then later claims to paypal that you never delivered the items, you will have absoutely no evidence to prove that you did send the item. paypal will only accept shipping reccords, tracking, delivery receipts, etc. It is entirely possible you can loose your money if the seller was to disupte it.

Possible ways to protect yourself from this: Do not accept payments that are filled out as a sale, or in anyway indicates it is a sale of an item in the description. Require that the person send it as a gift, not a sale. This will make it far more difficult for them to file a complaint. Do not accept payments from people without a VERIFIED paypal address, if possible send this person a letter via certified, tracking, delivery receipt, etc.. Online tracking of and delivery confermation. This letter would contain a password they must give you in order to get their peds. This would prove that to paypal that a physical good was delivered.

Weigh your risks, don’t rush into anything to quickly. People are out there to defaud you, not everyone but some people will be.

  1. Stolen paypal accounts.

In recent months it has become a plauge on the internet. Phishing attacks. E-mails that are made to look like offical e-mails from paypal that direct users to a fake website designed to look like paypal’s website, but just capture your login infromation. These accounts are then stolen and used to purchace various online intangible goods, website access, etc. It is entirely possible that these people could use PE to receive real money from their crimes, with a lower level of risk.

They would simply buy peds from unsuspecting people with the stolen accounts. Then resell these peds, and get “clean” money from their stolen money. This could be a real problem in PE. Although I’ve not seen any evidence of this. It is possible though. If someone was to send you moeny from a stolen account the transaction will get reversed and/or your account could be perm locked and you’d loose all the money you have in paypal.

Therefore you need to be very sure of who your dealing with. It is always a good idea to send physical tracked mail (online delivery confermation) with a password to verify the senders VERIFIED address, before you transfer peds. The scammer will be unable to add a new verified address to the account, and therefore would never get your letter.

Another way to detect a stolen account is verify the e-mail address of the sender. A scammer will have a hard time adding a new e-mail address to a stolen account without alerting the owner of something going on. Therefore I’d recommend checking the e-mail addresses involved in the trasaction. Don’t transfer the peds until the e-mail address that sent you money responds to your e-mail. This should verify that the sender of the money does indeed contron the account and e-mail address.

Also getting the person’s phone number is good. Calling them. request to meet them in-game before the transaction. See that the peds exist. Take screenshots. Discuss the transaction and details IN-GAME. (mindark can check logs). Get them on your Friends List before the money is transfered.

  1. Deadbeat sellers.

It is entirely possible for someone to claim they’re selling peds, and not have any to sell. Just collect your money via paypal and not deliver anything. When you buy from someone be sure you know their in-game name, have them on your FL, talk to them in-game before you send the money, Verify their e-mail address in-game, request to see the peds in trade before you send the money.

Be 100% sure that the seller does indeed have the peds, and that you have a way to contact them in-game.

Always take screenshots of in-game transactions and conversations. Press “C” to print the server time for the screenshots. If anything goes wrong these will help you with your support case with mindark. (use the program grab-clip-save for screenshots if you don’t have another you use).

  1. Fake paypal e-mails.

It is entirely possible that someone may just send you a fake e-mail that says they sent you money with paypal. ALWAYS VERIFIY with the paypal website that the transaction occured and is the status “completed” BEFORE you transfer the peds.

Keep in mind that doing transactions outside the offical channels carries risk. To reduce your risks, know what they are. Knowledge is power.

And if you can only deposit via paypal I recommend buying peds from www.game-time.info .

4 Likes

Good post
thx raeky :girl:

[QUOTE=Svetlana]
Good post
thx raeky :girl:
[/QUOTE]

updated it a bit :wink:

Yeah, as Svetlana said, very good post. Thanks :slight_smile:

If it’s not a problem, i’ll translate it to make it available for the french community.

[QUOTE=cacail]
Yeah, as Svetlana said, very good post. Thanks :slight_smile:

If it’s not a problem, i’ll translate it to make it available for the french community.
[/QUOTE]

sure :wink: be sure to rate this thread too.. hehe

good post raeky
I used to sell web templates and suffered from hacked paypal accounts and chargebacks all the time.
Paypal always side with “the buyer” and not the seller.

I had someone order $500 worth of templates from me and they sent me an e-mail saying they were based in The US. I checked the stats on my site and saw that the only people who had been on at that time were originating from India.
I forwarded this info to paypal and said I wanted to cancel the transaction.

Paypal didn’t reply and 2 days later I got a chargeback :rolleyes:

Not only that, but Paypal will charge you their admin fees for having to deal with it.

[QUOTE=raeky]
sure :wink: be sure to rate this thread too.. hehe
[/QUOTE]

I thought to give you some rep points but i forgot the thread rating thing :slight_smile: But the error is repaired :thumbup:

Thx Raeky! :girl:

Damn, was gonna give u a + point… good post, but ef told me to spread some rep around first, so I’ll do just that… :smiley:

“spread some rep…” sigh
rates thread excellent :thumbup:

Nice post raeky…
It won’t allow me to add more rep :frowning:
I’ll do it later :smiley:

Well this is an imporant thing people need to be aware of. I always recommend useing offical channels, its just safer. :wink:

aye, too bad it is so slow. I mean c’mon. Two weeks or more to send a wire?

DD
:evilking:

Possible ways to protect yourself from this: Do not accept payments that are filled out as a sale, or in anyway indicates it is a sale of an item in the description. Require that the person send it as a gift, not a sale. This will make it far more difficult for them to file a complaint. Do not accept payments from people without a VERIFIED paypal address, if possible send this person a letter via certified, tracking, delivery receipt, etc.. Online tracking of and delivery confermation. This letter would contain a password they must give you in order to get their peds. This would prove that to paypal that a physical good was delivered.

Can you go more into detail.
I have had this happen 3 times on a $20 downloadable item.

I dont understand fully what you are referring to when you say,

Do not accept payments that are filled out as a sale, or in anyway indicates it is a sale of an item in the description. Require that the person send it as a gift, not a sale. This will make it far more difficult for them to file a complaint.

Now about the password deal you mentioned.
Even if you sent them a password, or a download link, in the mail.
And they signed for it.
They could always say.
I signed for it, but there was no download link or anything, just a blank peice of paper.

Hmmm, we need to find a way to stop this. There has to be some trick or something.

But then again, if you sent a disk, they could always say…
There was no information on the disk. A blank disk…

If you had a No Refund policy, they would be required to send the disk back, and you send another one.

Does Paypal even recognize seller No Refund Policies??
Im calling paypal right now.
Thanks for the ideas.
Maybe I can work something out with paypal.
I will let you know what happens.

Im just rambling on here.
Throwing stuff out there.
Please respond.
Thanks.

Oh, and there is no way around it. Paypal is biased toward the buyer. If you have something for sale, Paypal doesn’t make money unless someone purchases.
Its understandable.
People would not trust purchasing with paypal if the seller wins.
Unless it is just plainly obvious the seller is right.

I even sent screenshots of emails to the so called Investigative Team. Emails where the customer is asking questions about the product.
The only way the purchaser could ask these questions, is if they extracted the contents of the file that was downloaded.
I even showed screenshots of the logged IP address that downloaded the file. And where the IP address originates from.

wow.. :revive:

um… good luck mate.

but here is a response.

i agree, paypal is a bad method and it s not sure at all.
if eu setup a validated trade system (auction and private trade) is to give us the assurance that we will have all the necessary assistance in case of scam or other.

This has to be some kind of necro record. :eek:

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